As the NBA lockout continues, it seems as if the players are starting to get worried about their financial obligations. Whether it comes to getting another job, paying child support or just making sure they have health insurance coverage for themselves and well, Delonte West’s 13 children.

This week Delonte West tweeted:

: I ain’t got no health insurance at the moment…nor do my…13dependents…kids get sick around this time of year….

Delonte should spend more time researching his health insurance options instead of assuming that he is without coverage. He is eligible for COBRA coverage, which will provide his health plan from the NBA but he has to pay for it out-of-pocket.

COBRA coverage is usually a lot more expensive than individual health insurance because it offers generous benefits. Hopefully, players with multi-million dollar contracts prepared for the lockout and have financial advisors helping them make decisions during this time.

While many people may not worry about the players and their ability to financially sustain during this time, there is a greater worry for individuals who work at the stadiums.

Stadium workers will lose their health insurance if they don’t work a certain number of hours on the job to qualify. Unless stadiums are able to schedule events as frequently as NBA games than it is unlikely many stadium workers will have health insurance soon either. Working fewer hours and the high costs associated with COBRA coverage, many stadium workers may have to forego coverage or apply for Medicaid.

Many people across the United States may not miss NBA basketball but the thought of thousands of people losing their jobs and health insurance before the holidays is very sobering. Stadiums and team owners should consider creating a new league and television documentary: Biggest NBA Losers. Millions of Americans will have something more inspiring to watch than the NBA, many individuals will lose weight and people will be able to keep their jobs. A win-win-win.

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